UFT is an innovative method of sending money to your friends by using just his or her mobile number. Your friend will receive the SMS with UFT code and require to visit the page within 2 days to enter his or her bank account number to receive the money.In case your friend does not enters the details transaction will get cancelled.Kindly note your account will not be debited till beneficiary enters the details. Please maintain the required balance in your account to honour the transaction.